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Our Plan Highlights:

  • Worldwide coverage in case of illness or accidents
  • Total freedom to choose any private hospital, private clinic or doctor
  • 100% refund of your claims with no deductibles or co-payments
  • Emergency evacuation and repatriation
  • Maternity coverage including pre and post natal
  • Dental care
  • Eyeglasses and Lenses included
  • 24/24 Advisory service and assistance available in 22 languages



HEALTHCARE PROGRAMM "S.H.I" (EUROPE / REST OF WORLD)

BENEFITS PLATINIUM CLASSIC ESSENTIAL
Inpatient Hospitalization
  • Surgery, Hospitalization, Private room
  • Full refund (including medical fees during hospitalization)
  • Full refund (including medical fees during hospitalization)
  • Full refund (including medical fees during hospitalization)
  • Convalescent facilities (maximum 60 days)
  • Full refund
  • Full refund
  • Full refund
  • Outpatient Medical treatment
  • Physician and current medical fees, prescription drugs
  • Full refund
  • 90% of charges
  • 80% of charges
  • Health Check-up (>35 years old)
  • € 440 / check-up (once every 2 years)
  • € 440 / check-up (once every 3 years)
  • -
  • Innoculations
  • Full refund
  • Full refund
  • -
  • Maternity
  • € 5,500
  • € 3,500
  • -
  • Optical care
  • Consultations / visits & optical care
  • 100% of charges
  • 90% of charges
  • -
  • Frame / contact lenses
  • € 350 / year
  • € 350 / year
  • -
  • Dental care Max : € 2,500 / year
  • Consultations / visits & dental care
  • Full refund
  • -
  • Emergency dental treatment following to an accident up to € 700 per year per beneficiary
  • Dental Prosthesis
  • € 520 / tooth
  • -
  • Orthodontic treatment (<18 ans)
  • € 1,740 for the contract duration
  • -
  • Annual Overall Limit € 1,000,000 € 1,000,000 € 300,000